Merchant of record infrastructure that fits your commerce
Every merchant of record can handle payments, tax and compliance. No other merchant of record fits your existing stack.
Pre-built integrations
Connect to Shopify, Stripe, Adyen, Recurly, and more without custom development.
Complete MoR coverage without migration
Get full tax, fraud, and compliance handling while keeping your workflows intact.
APIs built for flexibility
Integrate at the level that makes sense for your business—checkout, payments, or reporting.
What's a merchant of record?
Your legal reseller for cross-border transactions.
Selling globally means someone has to handle the legal side in every market. Reach does that—tax compliance, fraud liability, and local payments are on us.
We calculate, file, and remit taxes to every required tax authority across all the markets you sell in. That means VAT, GST, sales tax — handled. No registrations to manage, no filing deadlines to track, no compliance overhead on your side.
We assume full fraud liability, so losses don't land on your balance sheet. Our fraud engine works to prevent incidents before they happen, and when they do, we handle it. You sell—we absorb the risk.
We own the chargeback relationship with the card networks—the legal and operational burden sits with us, not you. When a dispute is raised, we handle it with your support.
We process transactions locally across 70+ countries through a network of trusted acquiring partners. That means higher authorization rates, lower cross-border fees, and access to 40+ local payment methods like iDEAL, Klarna, and WeChat Pay.
Learn about payments & local acquiring
Your transaction data stays yours and stays visible. We don't silo it into a separate reporting environment—it integrates directly with your existing systems. Visibility across your commerce infrastructure remains intact as you scale.
Unified core services. Modular integration layer.
The merchant of record core is non-negotiable—you need the full stack to operate compliantly and transfer liability. What we do differently is offer how that core connects to your business.
We deliver a complete merchant of record stack covering payments, tax, fraud and chargebacks as a single foundation.
Merchants connect through pre-built connectors for leading platforms, ensuring smooth setup without disruption.
Support for single or multi-provider stacks. No forced migration.
Stay current with partner updates and compliance changes automatically.
Customize workflows and customer experiences around the merchant of record core to fit your business model.
Merchant of record infrastructure that scales as fast as you do.
Seamless integration
Connect our merchant of records services with your existing platforms without heavy custom development.
Faster time to market
Use pre-built integrations to start selling globally—quickly and compliantly.
Feature updates
Gain access to new partner features as they're released. No manual upgrades required.
Preserve tech investments
Keep your preferred PSPs, CRMs, and workflows intact while adding merchant of record capabilities.
Reduced complexity
Offload tax, payments, fraud, and compliance without disrupting operations or rebuilding systems.
Scalable global growth
Expand internationally with confidence, backed by a compliant merchant of record foundation that adapts as you grow.
One merchant of record core. Built for your business model and your stack.
Retail
Full merchant of record for physical goods with product tax logic and global compliance. Our platform works with your existing logistics provider—we manage the fulfillment process while your 3PL handles the final delivery. Integrate via Shopify, Stripe, Adyen & others, or our API.
Digital & SaaS
Subscriptions and one-time payments for software and digital goods—handling global tax, and place-of-supply rules. Integrate through Recurly, Chargebee, Stripe, or build custom with our API.
Your choice of integration
Whether you're retail or digital, connect through our pre-built platform integrations or use our API for custom implementations. One merchant of record foundation, flexible integration paths.
